Personal belongings
Furniture, clothing, electronics and other eligible items may be protected against covered losses. Ask about special limits for jewelry and collectibles.
Better Help Insurance · California renters
Protect the life you build inside your home.
A rental is yours to make your own. Explore coverage for your belongings, liability and unexpected displacement with a quote tailored to your needs.
Coverage to consider
Your landlord covers the building. What covers you?
Landlord insurance generally does not insure a tenant's personal belongings. A renters policy can address several different risks, depending on the carrier and selected coverage.
Personal liability
Liability coverage may help if you are legally responsible for an eligible injury or property damage, subject to the policy terms.
Additional living expenses
If a covered loss makes your rental temporarily unlivable, eligible additional living expenses may be covered.
Coverage that fits your lease
Tell us about landlord requirements, interested-party requests and the limits you want, so we can review available options.
A quote built around your rental
Tell us what you own and what your lease requires.
Share your rental address, approximate belongings value, preferred liability limit and deductible. Tell us about pets, valuable items and any interested party your landlord wants listed. An agent can review carrier eligibility and available terms with you.
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Renters insurance questions
Does renters insurance cover roommates?
A roommate is not automatically covered under every policy. Tell your agent who lives in the rental so they can review the carrier's options.
Are flood and earthquake losses covered?
Standard renters policies commonly exclude these losses. Ask about separate available coverage and review the actual policy terms.
Can I insure jewelry or collectibles?
Some categories have special limits. Include valuable items in your quote request so an agent can discuss suitable options.
When does coverage start?
The effective date depends on carrier approval, payment and policy issuance. A submitted request alone does not start coverage.
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Ready to protect your rental?
Request a quote now. A Better Help agent will review your details and available options.
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